Mortgage Origination Activity

Agency Condominium and Co-op Market

Chart detailing condo/co-op agency loan volume by state. For each state, includes volume, purchase-mortgage share and condo/co-op share of total market for GSEs and for FHA. For GSEs, also details share of first-time homebuyers. For FHA, includes FHA share of total agency condo/co-op market.

12M15 Data

Chart detailing volume and market share by period for condominium loans in the following categories:

  • GSE mortgages: all loans, purchase mortgages, first-time buyers, and refinance
  • FHA-insured mortgages: all loans, purchase mortgages and refinance.

Also includes volume and market share for co-op loans carrying GSE mortgages in the same categories.

1Q14-2Q15 Data

Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results