Mortgage Origination Activity

Agency Condominium and Co-op Market

Chart detailing condo/co-op agency loan volume by state. For each state, includes volume, purchase-mortgage share and condo/co-op share of total market for GSEs and for FHA. For GSEs, also details share of first-time homebuyers. For FHA, includes FHA share of total agency condo/co-op market.

12M15 Data

Chart detailing volume and market share by period for condominium loans in the following categories:

  • GSE mortgages: all loans, purchase mortgages, first-time buyers, and refinance
  • FHA-insured mortgages: all loans, purchase mortgages and refinance.

Also includes volume and market share for co-op loans carrying GSE mortgages in the same categories.

1Q14-2Q15 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results