The Non-Mortgage Asset-Backed Security Market

Bank & Thrift ABS Holdings

Total bank and thrift ABS holdings. Includes the following subcategories: Consumer, Card, Auto, Business, Other/Home Equity Lending. Also includes change over previous period and previous year.

4Q07-3Q16 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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