Mortgage Profitability, Earnings and Repurchase Activity

Bank Mortgage Banking Activity

Historical aggregate bank income. Columns headings are: Mortgage Banking Net Income, Repurchase/Indemnification, 1-4 Family Mortgage Originations (Retail, Wholesale), Secondary Marketing (Loans Sold, Held for Sale). Data provided by both yearly and quarterly breaks.

2007-2014 Data

Poll

The Supreme Court recently decided that mortgage loan officers are entitled to overtime pay. How has this affected your shop?

It's a very big deal, but our company will limit OT pay or pay very little.
It’s sort of a big deal, but we have no plans to pay overtime pay at all.
We have no problem paying our LOs OT.
We’re still studying the case and have not yet decided what to do.

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