The ARM Security Market

ARM Trends

Volume of adjustable-rate mortgage origination and securitization by period. For originations, includes ARM volume, total origination volume and ARM share. For securitization, includes non-agency volume, agency volume, total volume and securitization rate. Also includes sequential and year-over-year change for all volume categories.

1Q14-2Q16 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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