Agency MBS/Secondary Activity

Agency MBS Business by Insurance Type

Chart listing MBS volume by insurance type (private MI, FHA, VA or none) for each purpose (purchase, refinance) by quarter.

2014-3Q16 Data


HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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