Agency MBS/Secondary Activity

Agency MBS Business by Insurance Type

Chart listing MBS volume by insurance type (private MI, FHA, VA or none) for each purpose (purchase, refinance) by quarter.

2014-3Q16 Data


With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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