Agency MBS/Secondary Activity

Agency Purchase and Refinance Trends

For each period, volume of loans securitized (as measured by unpaid principal balance), average underwriting characteristics (FICO, debt-to-income, loan-to-value and size), and volume by insurance type (private mortgage insurance, FHA, VA, and Rural Housing). For purchase loans, includes share attributable to first-time homebuyers. For refi, includes share of total securitizations.

1Q13-4Q16 Data

Agency Purchase-Market Activity

Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by agency for total purchase volume and for first-time homebuyers.

6M15 Data

By loan size, a listing of total purchase volume and volume for first-time homebuyers. Also includes for each volume category, distribution for agencies in total, for the two GSEs together and for GNMA. Chart also includes a second section with the same information based on channel and a third section with average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by channel for total volume and FTHB.

12M14 Data

6M14 Data

Agency Refinance-Market Activity

By loan size, a listing of total refinance volume . Also includes for each volume category, distribution for agencies in total, for Fannie Mae, for Freddie Mac and for Ginnie Mae. Chart also includes a second section with the same information based on channel. Also includes average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by volume grouping and by channel.

12M14 Data

Poll

With the spring homebuying season in full swing, what percentage of your March 2017 application volume has been for “purchase” loans?

75% or higher
50% to 74%
30% to 49%
Under 30%

vote to see results