Channel Analysis

Agency Channel/Purpose Loan Detail

Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by loan purpose by channel for the government-sponsored enterprises and for Ginnie Mae.

2014 Data

Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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Housing Pulse