Mortgage Servicing

HAMP Modification Activity

Listing of modification volume by servicer. Columns are: HAMP first-lien trial mods, HAMP first-lien permanent mods, principal-reduction trials, principal-reduction permanent mods, second-mortgage modifications started, and Home Affordable Foreclosure Alternatives completed.

2013 Data

2012 Data

2011 Data

2010 Data

2009 Data

HAMP Modification Activity by Non-Prime Servicers

Listing of non-agency modifications by servicer.

  • 3Q14-4Q14 ranks the servicers by dollar volume of payments and includes number of permanent modifications started and new quantity for the period. Also includes total redefaulted and redefault rate. Total for market also listed.
  • 2Q14 ranks the servicers by dollar volume of payments and includes number of permanent mods started and number redefaulted, number of principal reduction alternative and second-lien mods, breakout by mortgage type (MBS and portfolio), and Home Affordable Foreclosure Alternatives completed.
  • 2013-1Q14 ranks the servicers by dollar volume of payments and includes number of trial mods started, number of permanent mods started and number redefaulted, number of principal reduction alternative and second-lien mods, breakout by mortgage type (MBS and portfolio), and Home Affordable Foreclosure Alternatives completed. .
  • 2011-2012 ranks the servicers by dollar volume of payments and include number of trial mods offered and started, number of permanent mods started, number of principal reduction alternative and second-lien mods, breakout by mortgage type (MBS and portfolio), and Home Affordable Foreclosure Alternatives completed.
  • 2010 ranks the servicers by number of HAMP-eligible loans and includes number of trial mods offered and started, number of permanent mods started and conversion rate, and breakout by mortgage type (MBS and portfolio).
  • 2009 ranks the servicers by number of HAMP-eligible loans and includes number of trial mods offered and started, and number of permanent mods started.

4Q14 Data

3Q14 Data

2Q14 Data

1Q14 Data

2013 Data

2012 Data

2011 Data

2010 Data

2009 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results