Private Mortgage Insurance Activity

GSE Exposure to Private MIs

Listing by private MI of exposure for Fannie Mae, Freddie Mac and both combined. Includes coverage in dollar volume, unpaid principal balance and share.

3Q14 Data

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%