Regulatory
Adapting to State Mortgage Initiatives
Learn the latest developments in state mortgage initiatives in this guide. You’ll have exclusive details from state regulators on two of their top priorities: loan originator compensation and quarterly reporting of mortgage activity. You’ll also find compliance advice from industry attorneys. (Jan. 2012)
Guide to the New Mortgage Environment: The CFPB's Regulatory Game Plan
Perhaps no other regulator in recent memory has attracted as much attention and controversy as the newly empowered Consumer Financial Protection Bureau. The Dodd-Frank Act established the CFPB in an effort to consolidate federal regulation of most consumer finance practices within a single regulator. (Oct. 2011)
Working With New Appraisal Independence Requirements
Find out everything you need to know about appraisal data requirements established by Fannie Mae, Freddie Mac and the FHA—called the Uniform Appraisal Dataset—and other issues impacting appraisals in this guide. You’ll learn about the impact on consumers, what should be in your appraisal and evaluation program, what the prohibitions are, and more. This Guide will help you get up-to-speed on all the details.(Sept. 2011)
Understanding the Qualified Mortgage Proposal
Tough new standards for mortgages are coming. The Dodd-Frank Act requires that “qualified mortgages” be defined by at least eight stringent underwriting characteristics. Use this special report as your roadmap to where the QM proposal is headed and what you can do to prepare for the changes. The QM provisions account for a small part of the Dodd-Frank Act, but they are likely to establish some of the strongest consumer protections in the history of the mortgage market. (Sept. 2011)
Guide to Fair Lending Enforcement
Find out everything you need to know about the Department of Justice's push for fair lending enforcement in the Guide to Fair Lending Enforcement from Inside Mortgage Finance Publications. (July 2010)
Guide to RESPA 2010
The final RESPA rule represents the first major update of the Real Estate Settlement Procedures Act requirements in 30 years. Find out what the new rule means for the mortgage market. (Mar. 2010)
Guide to the Homeowner Affordability and Stability Plan
An easy-to-use reference guide to all of the Making Home Affordable programs. (2009)
Guide to the New Appraisal Code
Get everything you need to know about the appraisal code and how it impacts mortgage industry players. (2009)
IMF's Guide to the New TILA/HOEPA Mortgage Rule
Sweeping changes to mortgage rules under the Truth in Lending Act (TILA) and the Home Ownership and Equity Protection Act (HOEPA) extend to all originators and servicers, regardless of how the company is regulated. (2008)
The Facts on FACTA
Deciphering hundreds of pages of the Fair and Accurate Credit Transactions Act's final ruling can be daunting, and expensive, and may take away the precious time your company has to become compliant. This report allows you to easily sort through the Act, in a section-by-section format, to get a better grasp on the provisions that affect you the most. (2004)
Upcoming Webinars
Mortgage Beat
- FHA Third-Party Originator Sponsors Warned by HUD
- Free Story from Inside Nonconforming Markets on Investor Interest in Vintage Non-Agency MBS
- New CFPB Budget Emphasizes Enforcement and Supervision
- Senate, House Bills Would Authorize GSEs to Rent REOs
- HUD to Raise Premiums to Bolster FHA Capital Reserves
Industry Reports
Poll
Most Popular Stories
- Mortgage Brokers Carry Significant Portion Of Increased Origination Volume in Late 2011
- What Kind of Mods are on the Multistate Menu?
- HUD to Raise Premiums to Bolster FHA Capital Reserves
- Private MI Regains Some Market Share in 2011, Radian Tops Industry Ranking for First Time
- Looking at HUD’s Proposed Budget for 2013
