Mortgage Origination Indicators 1995-4Q13

Columns: Year/Quarter; VA Loans; FHA† SF Endorsements; GSE New MBS; New Priv. MI Volume; Total Production Top 25 Lenders; Non-Agency MBS; Total Originations Values in italics are estimates by Inside Mortgage Finance.

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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