Guide to the Non-Agency Market: Position Yourself for the Impending Revival

The non-agency market is inherently defined by what it is not: mortgages originated for Fannie Mae, Freddie Mac, FHA or VA, or “agency” loans. The sector is essentially mortgages held in portfolio and loans securitized by non-government-related firms.

In 2006 agency loans accounted for 35.9 percent of total mortgage originations; in more recent years the government share of originations has soared to more than 90.0 percent. However, it is widely believed in government and industry that the non-agency market and private capital must have a much larger role in housing finance.

Non-agency jumbo securitizations have significantly increased in 2012. This new report from Inside Mortgage Finance profiles a number of jumbo lenders holding portfolio loans as well as those involved with non-agency securitization. You’ll find major players profiled, including real estate investment trusts, rating services and lenders. The market’s concerns about impending regulations are examined.

Find opportunities and profits with data charts and market intelligence on the business of major players as well as others that are active in the market now. The Guide to the Non-Agency Market includes:

  • Business activity of major players
  • Data charts on the sector
  • Smaller lenders doing jumbo loans
  • Subprime issuance
  • Portfolio lending
  • Non-agency MBS
  • Expected impact of higher FHA limits
  • Loan performance
  • Servicing concerns
  • Loan limits, qualified residential mortgages
  • Regulation and litigation, and more
Price with shipping in U.S. - $367.00
Price with shipping elsewhere - $417.00

Please contact Customer Service if you need assistance: 1-800-570-5744

Poll

What will Fannie Mae’s and Freddie Mac’s new 97 LTV programs mean for your business?

It will give our business a big boost as there is a lot of pent up demand for the product.
It will have only a minor impact on our overall business as we already are doing high LTV business through FHA and some of our high LTV FHA business is likely to shift to Fannie and Freddie.
It won’t have any impact on our business as we plan to steer clear of all high LTV business – particularly in the GSE market.

vote to see results
Housing Pulse