In a new third edition of the Guide to Jumbo Lending and Non-Agency MBS Conduits, Inside Mortgage Finance looks at all aspects of the jumbo market, including data on originations and securitization, funding options, analysis of the impact of rules from the Consumer Financial Protection Bureau and Securities and Exchange Commission, and details about the conduits that are active in jumbo securitization.
This report looks at how lenders evaluate channel options to choose the mix that is right for their business. It also looks at additional decisions that must be made as one enters into new channels. The report covers the strengths and weaknesses of each channel, including exclusive insight from officials at some of the biggest lenders in each channel. The report also includes data on each of the origination channels, tracking trends in production along with ranking the top originators in each channel.
In an updated 7th edition of the Complete Guide to Mortgage Buybacks, Inside Mortgage Finance looks at the current state of repurchases and indemnifications, from legacy issues to new production, from agency and government-backed loans to non-agency securities to mortgage insurance.
Delve into the pros and cons of servicing transfers from the vantage point of buyers as well as sellers. Youll learn what to weigh as you consider whether to enter the market and what to watch forboth in your own organization and in those across the bargaining table from youwhen you do. The guide also includes three valuable 1Q2014 data sets: top servicers, top agency MBS servicers, and bank/thrift MSR trends.
Inside Mortgage Finance looks at all aspects of the process to apply to sell mortgages to Fannie and Freddie, become an FHA-approved lender and participate in Ginnies MBS programs.
The HARP 2.0 program, with its captured audience, is boosting mortgage bankers profits, and smaller firms, CUs and banks are preparing to get in on the action. However, there are challenges and hidden surprises awaiting as you think about going into this program and after youre up and running. This report offers the nuts and bolts of HARP, what lenders need to consider, as well as whats working for those whove already jumped in. (June 2012)
This report profiles a number of jumbo lenders holding portfolio loans as well as those involved with non-agency securitization. Youll find major players profiled, including real estate investment trusts, rating services and lenders. The markets concerns about impending regulations are examined. Find opportunities and profits with data charts and market intelligence on the business of major players as well as others that are active in the market now. (May 2012)
Although the $25 billion foreclosure settlement applies to only five servicers, government regulators, by their own admission, will be looking to apply some of the same restrictions and guidelines to a much larger group of servicers. Inside Mortgage Finance breaks down the settlement requirements in the easy-to-understand Guide to the Foreclosure Settlement: A Model for National Standards. This special report covers all aspects of the agreement and includes analysis from those directly involved in the negotiation. (May 2012)
This guide to reverse mortgages comes at a time when the two top HECM lenders have announced they are getting out of that business. (Sept 2011)
Prepare for Big Changes in Mortgage Servicing Practices Major concerns with mortgage servicing were raised after servicers, struggling to keep up with the tidal wave of loan defaults, were accused of having inadequate processes in place. Attention has shifted to massive reforms in servicing, coming at the industry from many regulators. (June 2011)
The Federal Reserve Boards rules on loan originator compensation and the pay restrictions in the Dodd-Frank Act will represent a sea change in the way loan officers and mortgage brokers are paid for their services. Find out everything you need to know about the rules on loan originator compensation in this guide from Inside Mortgage Finance. (May 2011)
At 849 pages, the Dodd-Frank Act requires federal regulators to create 243 rules, conduct 67 studies, and issue 22 periodic reports, according to the law firm of Davis Polk. About 100 of the rules will impact the mortgage industry. (March 2011)
Understand the Legal Problems, Potential Threats and Outlook Procedural errors by servicers have revealed problems big enough to undermine the countrys mortgage finance system. It started with allegations of robo-signing, where individuals signed thousands of foreclosure documents without properly reviewing the necessary paperwork. (Dec. 2010)
Your Guide to Getting Short Sales Done. Short sales have rapidly gained popularity among servicers and distressed borrowers as a preferred alternative to foreclosure. And the Home Affordable Foreclosure Alternatives component of HAMP is expected to result in a substantial increase in short sales. (June 2010)
A strategic report that gives you a comprehensive look at the loss mitigation developments and trends in a turbulent mortgage market. (2010)
A 120-page authoritative history and analysis of the subprime mortgage market, with exclusive data from Inside Mortgage Finance and Inside Nonconforming Markets. (2009)
Find out what strategies are being employed by states and lenders. Learn what's new in legislation and enforcement, and what you can do to combat mortgage fraud. (2009)
This exclusive report from Inside Mortgage Finance will help you guide your business through these difficult times as you work to manage your exposure. (2008)
Whether implementing a new loan origination system (LOS), or updating an existing process, the decision to change origination technology is one of the riskiest undertakings for a company. LOS 2007, from the editors of Inside Mortgage Technology, will ensure you have the information you need to make educated business decisions.
The yield on the benchmark 10-year Treasury fell to all-time low of 1.34% recently. How much better will originations be at your shop in the second half compared to 1H, if at all?
- Better by 1% to 10%.
- Better by 11% to 25%.
- Off the charts better. Applications are great now.
- Worse than 1H, but not by much.
- A lot worse. But not sure on the damage.
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