Contents - Mortgage Market Statistical Annual 2013 Edition

Years covered are for print edition and Excel™-format CD. Years covered by web-access subscription are shown in parentheses. Some discontinued charts are only available in the web-access product.

Order in your choice of formats: single-user web access, the two-volume print edition, or the spreadsheet CD.


Mortgage Rates, Terms and Financing

Mortgage Rates and Terms
Comparison of Fixed and Adjustable Mortgage Rates: 2000-2012 (Web: 1985-2012)
Market Share of FRMs vs. ARMs: 2001-2008 (Web: 1983-2008)
National Average Mortgage Rates by Home Type: 2001-2012 (Web: 1983-2012)

New Home Sales by Type of Financing
New Homes Sold by Financing Type: 1995-2012 (Web: 1982-2012)
Median Price of New Homes Sold by Financing: 1982-2012 (Web: 1982-2012)

Mortgage Originations

Mortgage Origination Activity
Mortgage Origination Indicators: 1995-2012 (Web: 1995-current quarter)
Mortgage Originations by Product: 2000-2012 (Web: 2000-current quarter)
Originations by Production Channel: 2000-2012 (Web: 1995-current quarter)
Jumbo Mortgage Originations: 2008-2012 (Web: 2008-current quarter)
Alternative Mortgage Originations: 2004-2012 (Web: 2004-2012)

Mortgage Originations by State
Mortgage Activity by State (HMDA Data): 2000-2011 (Web: 1994-2011)
FHA Mortgage Activity by State: 2002-2012 (Web: 1987-2012)
FHA Jumbo Lending by State: 2011-2012 (Web: 2011-2012)
Streamlined FHA Refinances by State: 2011-2012 (Web: 2011-2012)— NEW
GSE Production by State: 2008-2012 (Web: 2002-2012)
Subprime Originations by State: 2002-2007 (Web: 2001-2007)

Top Mortgage Originators
Top Mortgage Originators Overall: 2002-2012 (Web: 1991-current quarter)
Top Direct Originators: 2009-2012 (Web: 2009-current quarter)
Top Retail and Wholesale Producers: 2002-2012 (Web: 1993-current quarter)
Top Broker and Correspondent Producers: 2002-2012 (Web: 1994-current quarter)
Top Lender Channel/Loan Purpose Detail: 2011-2012 (Web: 2011-current quarter)
Top Conventional Conforming and FHA/VA Producers: 2002-2012 (Web: 1998-current quarter)
Top Conforming Jumbo Lenders: 2012 (Web: 2012)— NEW
Top ARM and Jumbo Producers: 2002-2012 (Web: 1998-current quarter)
Top Purchase-Money and Refinance Producers: 2002-2012 (Web: 2001-current quarter)
Top Federally Insured Credit Union Originators: 2009-2012 (Web: 2009-2012)
Top Online Mortgage Originators (Web only: 2004-2007)
Top Online Retail and Wholesale Producers ((Web only: 2001-2007)

Nonconforming Mortgage Market Activity
Top Subprime (B&C) Mortgage Lenders: 2002-2008 (Web: 1996-2008)
Subprime Originations by State: 2002-2007 (Web: 2001-2007)
Top Non-Prime Lenders: 2008 (Web: 2008)
Top Alt A Lenders: 2004-2008 (Web: 2004-2008)
Top Interest-Only/Option ARM Lenders: 2006-2008, 2012 (Web: 2006-2008, 2012)
Non-Agency Jumbo Producers (Web only: 1998-current quarter)

Home-Equity Lending Activity
Home-Equity Lending Activity: 1999-2012 (Web: 1999-current quarter)
Top Banks and Thrifts in Total HEL Business: 2005-2012 (Web: 2005-current quarter)

Thrift Industry Mortgage Activity
Thrift Industry Mortgage Activity: 1996-2Q11 (Web: 1996-2Q11)
Largest OTS-Regulated Thrift Mortgage Lenders: 2004-2011 (Web: 2004-2011)
Top Bank/Thrift Borrowers of FHLBank Advances: 2010-2012 (Web: 2010-current quarter)

Mortgage Portfolios
Top Bank/Thrift Residential Mortgage Portfolios: 2010-2012 (Web: 2010-2012)

Mortgage Servicing

Mortgage Servicing
1-4 Family Mortgage Servicing Outstanding: 1980-2012 (Web: 1980-current quarter)
Top Mortgage Servicers: 2002-2012 (Web: 1989-current quarter)
HAMP Modification Activity: 2009-2012 (Web: 2009-2012)
Agency Servicing Transfers (Web only: 1991-2005)
Replenishment Rates (Web only: 1998-2011)

Mortgage Servicer Delinquency Rates
Large Mortgage Servicer Delinquency Rates: 2003-2012 (Web: 2003-current quarter)

Top Subprime Mortgage Servicers
Top Subprime (B&C) Mortgage Servicers: 2002-2012 (Web: 1996-current quarter)
HAMP Activity by Non-Prime Servicers: 2009-2012 (Web: 2009-current quarter)
Replenishment Rates of Subprime Servicers (Web only: 2002-2006)

Government Market

Government-Related Mortgage Limits
Government-Related Mortgage Limits: 1980-2013 (Web: 1980-2013)

Government Loan Characteristics
GSE Single-Family Mortgage Pool Characteristics: 2005-2012 (Web: 2005-current quarter)
GSE Refinance Business: 2009-2012 (Web: 2009-current quarter)
GSE Loss Mitigation Activity: 2008-2012 (Web: 2008-2012)

Fannie Mae and Freddie Mac Activity
GSE Business Summary: 2005-2012 (Web: 2005-2012)
GSE Market Share: 2000-2012 (Web: 2000-current quarter)
Fannie Mae and Freddie Mac Mortgage Activity: 2002-2012 (Web: 1988-2012)
Top Mortgage Sellers to Fannie Mae and Freddie Mac: 2005-2012 (Web: 2005-current quarter)
Top 100 GSE Mortgage Sellers: 2000-2004 (Web: 2000-2004)
GSE Business Profile of Top Mortgage Sellers: 2011-2012 (Web: 2011-current quarter)
Top GSE Seller/Servicers by Channel: 2011-2012 (Web: 2011-2012)
Top GSE Sellers of High LTV Refinance Loans: 4Q12 (Web: 4Q12) — NEW
GSE Buyback Activity: 2012 (Web: 2012-current quarter) — NEW
GSE Reps & Warranties Repurchase Activity: 2012 (Web: 2012-current quarter) — NEW
GSE Production by State: 2008-2012 (Web: 2008-2012)
Top Fannie/Freddie Customers (Web only: 1999-2006)

GSE Earnings and Financials
GSE Earnings: 2000-2012 (Web: 2000-current quarter)
GSE Debt Activity: 2002-2012 (Web: 2002-2012)
FHLBank System Financials: 2010-2012 (Web: 2010-current quarter)

FHA Lending Activity
FHA Trends: 2009-2012 (Web: 2009-2012) — NEW
Top FHA Lenders: 2009-2012 (Web: 2009-current quarter)
Top HECM Lenders: 2009-3Q12 (Web: 2009-current quarter)
Top FHA Jumbo Lenders: 2009-2012 (Web: 2009-current quarter)
FHA Production by State: 2002-2012 (Web 2002-2012)
Streamlined FHA Refinances by Lender: 2012 (Web: 2012) — NEW
Top FHA Servicers: 2010-2012 (Web: 2010-current quarter)

Ginnie Mae Activity
Top Ginnie Mae Issuers: 2002-2012 (Web: 1992-current quarter)
Top Ginnie Mae Servicers: 2002-2012 (Web: 1991-current quarter)

VA Activity
Top VA Lenders: 2010-3Q12 (Web: 2010-current quarter)

Primary Mortgage Insurance

Private Mortgage Insurance Activity
Primary Mortgage Insurance Activity: 1998-2012 (Web: 1988-current quarter)
Private MI Volume: 2002-2012 (Web: 1992-current quarter)
Private MI Earnings: 2006-2012 (Web: 2005-2012)

Mortgage Profitability Data

Mortgage Profitability, Earnings and Repurchase Activity
Mortgage Profitability: Production vs. Servicing: 2009-2012 (Web: 2009-current quarter)
Mortgage Earnings Snapshot: 2010-2012 (Web: 2010-current quarter)
Bank Mortgage Banking Activity: 2007-2012 (Web: 2007-2012)
Bank Mortgage Banking Earnings: 2010-2012 (Web: 2010-current quarter)
Bank Mortgage Sales Activity: 2012 (Web: 2012-current quarter) — NEW
Bank Mortgage Repurchase Activity: 2010-2012 (Web: 2010-current quarter)
Outstanding Repurchase Claims by Counterparty: 2010-2012 (Web: 2010-2012)
Bank MSR Valuation Trends: 2012 (Web: 2012-current quarter) — NEW


Mortgage Securitization

Mortgage Securitization Rates
Securitization Rates for Home Mortgages: 2001-2012 (Web: 1989-current quarter)

The Mortgage-Related Security Market
Mortgage and Asset Securities Issuance: 1990-2012 (Web: 1985-current quarter)
Outstanding Mortgage Securities: 1980-2012 (Web: 1980-current quarter)

The ARM Security Market
ARM Securitization by MBS Type: 1986-2012 (Web: 1986-2012)
Top Non-Agency ARM Securitizers: 2002-2012 (Web: 2002-2012)

Non-Agency MBS Activity

The Non-Agency Mortgage Security Market
Non-Agency MBS Issuance by Type: 1995-2012 (Web: 1995-current quarter)
Top Non-Agency MBS Issuers and Underwriters: 2002-2012 (Web: 1995-current quarter)
Top Non-Agency Prime/Alt A MBS Issuers and Underwriters: 2002-2009 (Web: 2002-2009)
Non-Agency MBS Activity: 2006-2012 (Web: 2001-current quarter)
Non-Agency MBS Production by Collateral Type (Web only: 1987-2008)

The Alt A Mortgage Security Market
Top Alt A MBS Issuers and Underwriters: 2002-2008 (Web: 1998-2008)

The Subprime (B&C) Mortgage Security Market
Top Subprime MBS Issuers and Underwriters: 2002-2009 (Web: 1995-2009)

The Jumbo Mortgage Security Market
Jumbo Mortgage Securitization: 2002-2012 (Web: 2002-2012)
Top Jumbo Mortgage Securitizers: 2002-2012 (Web: 2002-2012)

The Home-Equity Loan Security Market
Top HEL Security Originators/Issuers and Underwriters: 2002-2009 (Web: 1995-2009)

Non-Agency MBS Sponsor Activity
Non-Agency MBS Sponsor and Shelf Activity: 2006-2008 (Web: 2006-2008)

MBS/ABS Trustees
Non-Agency MBS/ABS Trustees: 2003-2012 (Web: 2003-2012)

Non-Agency MBS Ratings
Non-Agency MBS Ratings by Company: 2002-2012 (Web: 1996-current quarter)
Subprime MBS Ratings by Company: 2002-2008 (Web: 2000-2008)
Top Non-Agency MBS Investors (Web only: 1999-2005)

Government (Agency) MBS Activity

Agency MBS Market Activity
GSE Single-Family MBS Trends: 2008-2012 (Web: 2008-2012) — NEW
Fannie/Freddie Securities Activity: 2002-2012 (Web: 1992-2012)
GSE Holdings of Non-Prime Mortgages: 2009-2012 (Web: 2009-2012)
Top Agency MBS Producers 2006-2012 (Web: 2006-current quarter)
Fannie/Freddie Mortgage Security Breakdown (Web only: 1999-2005)

The Agency-Backed CMO/REMIC Market
Top Agency-Backed CMO/REMIC Issuers and Underwriters: 2002-2012 (Web: 1995-2012)
Agency-Backed CMOs/REMICs: 2005-2012 (Web: 2001-2012)

MBS and Mortgage Investor Activity

Mortgage-Related Security Investors
Mortgage-Related Security Holdings by Investor: 2002-2012 (Web: 1991-current quarter)
Foreign Holdings of U.S. MBS and ABS: 2009-2011 (Web: 2009-current quarter)
Commercial Bank Mortgage Security Holding: 2000-2012 (Web: 1984-2012)
Top Bank Holding Company MBS Investors: 2002-2012 (Web: 1996-2012)
Thrift Industry Mortgage-Related Security Holdings: 1987-2Q11 (Web: 1987-2Q11)
Top Thrift MBS Investors: 2002-2012 (Web: 1986-1999, 2001-2012)
Bank and Thrift MBS Holdings: 1999-2012 (Web: 1999-current quarter)
Top Bank and Thrift MBS Investors: 2010-2012 (Web: 2010-current quarter)
Top Credit Union MBS Investors: 2010-2012 (Web: 2010-current quarter)
GSE Mortgage Securities Holdings: 2004-2012 (Web: 2004-current quarter)
FHLBank MBS Investments: 2010-2012 (Web: 2010-current quarter)
Top Non-Agency MBS Investors: 2007-2008 (Web: 2007-2008)

ABS Activity

The Non-Mortgage Asset-Backed Security Market
Non-Mortgage ABS Issuance by Asset Type: 2000-2012 (Web: 1995-current quarter)
Non-Mortgage ABS Production by Collateral Type, Issuer Type and Credit Enhancement: 2009-2012 (Web: 2005-2012)
Non-Mortgage ABS Issuers and Underwriters by Deal Type: 2005-2012 (Web: 2005-2012)
Top Non-Mortgage ABS Issuers and Underwriters: 2002-2012 (Web: 1995-current quarter)
Non-Mortgage Asset-Backed Securities Issued: 2006-2012 (Web: 1996-2012)
Non-Mortgage ABS Ratings by Company: 2002-2012 (Web: 1996-current quarter)

Commercial MBS Activity

The Commercial Mortgage Security Market
Commercial MBS Issuance: 2001-2012 (Web: 2001-current quarter)
Commercial MBS Issued: 2005-2012 (Web: 2001-2012)

Order in your choice of formats: single-user web access, the two-volume print edition, or the spreadsheet CD.


With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results