GSE MarketScope Database
The most active sellers of home mortgages to Fannie Mae and Freddie Mac rely on significantly different strategies in generating loan originations. This subscription database will help you with your competitive analysis. The data arrive monthly, so you’re always up to date. A module with Ginnie Mae volumes is also available.
The average credit score on loans sold to the GSEs during second quarter was 755.6 according to an analysis based on the GSE MarketScope, this new monthly service offered by Inside Mortgage Finance Publications.
Download the product information brochure.
To start your subscription this month, call Gwen Jones at (800) 570-5744 or send an email.
Use this database to uncover market intelligence at many levels.
For example:
- Colorado Federal Savings Bank’s credit score was at 779.1, relying heavily on brokers;
- Federal Credit Union’s was 779.7 and Fremont Bank’s 784.1, nearly all through retail;
- Fremont Bank, First Tennessee, Colorado Fed and Third Federal Savings & Loan all had low average LTV ratios, while OneWest Bank, Fifth Third and Pulte Mortgage had relatively high LTV ratios;
- Quicken Loans had the highest share of refi mortgages, 92.0 percent.
Find out who’s doing what to score more business. For example:
- Who’s selling high LTV loans to the GSEs, by lender and by state;
- Whose production relies heavily on correspondent lending;
- Where the high FICO scores are;
- Where the business is getting done—where opportunities lie;
- What’s the average size of the loans my competitor is making;
- Explore by lender, amount of the pool sold to GSEs, product, average FICO, LTV, size, refi share, age, channel breakdown, (Use the provided pivot tables to manipulate the data as you want.)
- Analyze production strategies for competitive advantage.
Here's a look at the "Overview" tab of the GSE MarketScope Database:
Here's the "State Pivot" tab:
The GSE MarketScope Database is Pool and Lender Specific
Track Who's Lending, Where, How Much, and Key Loan Variables
The data in the GSE MarketScope are derived monthly by IMF’s research team from Fannie Mae and Freddie Mac mortgage securities disclosures. The service is updated monthly and includes extensive detail on GSE activity by state and other characteristics. Never before have these data been available in such a format.
Here's what you can track each month for all GSE lenders:
- Total amount of pool issuance, broken down by Fannie or Freddie business
- Filter by many variables
- Average age of mortgages
- Average size of mortgages
- Average loan-to-value ratio
- Average FICO score
- Average wholesale versus retail
- Average refi versus home purchase
Added Values:
- Your research will be quicker with the GSE MarketScope’s clean, simplified database in Excel™ v.7.
- Monthly data are available the first week of the month.
- Ginnie Mae module now available.
GSE MarketScope is a database that is delivered to you each month in an easy-to-manipulate Excel™ v.7 spreadsheet that allows you to track every Fannie Mae and Freddie Mac security by lender/issuer, product, age, size, LTV, FICO, channel and purpose. With a one-year subscription, you can track monthly, quarterly and even annual changes by lender.
Monthly product includes pool-level database plus built-in models to estimate production profile of each GSE lender.
Download the product information brochure.
To start your subscription this month, call Gwen Jones at (800) 570-5744 or send an email.
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